Total income of Ramesh $$=$$ Rs $$28000$$
Total of income of his wife, Rama $$=$$ Rs $$36000$$
Total income of Ramesh and his wife $$=$$ Rs $$28000$$ + Rs $$36000$$
$$=$$ Rs $$64000$$
Ratio of Rama's earnings to their total earnings
$$\begin{aligned}&=\text { Rs } 36000: \text { Rs } 64000 \\\\&=\frac{\text { Rs } 36000}{\text { Rs } 64000} \\\\&=\frac{9}{16}\end{aligned}$$
$$\therefore \textbf{The ratio of Ramesh's earnings to their total earnings = 9 : 16}$$