Letter Writing

Death Claim Letter Format For Bank

You have to write a death claim letter to the bank if you are the nominee of someone who has unfortunately died. Moreover, this facility is quite helpful for the nominee to claim the settlement. Therefore, I have drafted a death claim letter format for bank in today’s article. Also, there are some samples for your reference. These samples will help you out while writing a death claim letter to the bank.

death claim letter format for bank

What Is A Death Claim Letter Format For Bank?

A death claim letter is an official letter to the bank. Moreover, you must write it to the bank manager and request them for the settlement of the deceased individual’s bank account. Being the nominee, you have to write a letter to the bank.

As the letter is official, you must write in a particular format. In fact, a death claim letter format for bank is straightforward. Moreover, you just have to submit documents like a death certificate, ID proof, etc. Afterwards, the bank will open a new account for the nominee to transfer the money from the deceased account to the new account. Hence, you have to write a letter to the bank.

Refer below to the death claim letter format for bank.

Death Claim Letter Format For Bank

Address – You have to write your and the receiver’s address. Also, check the address twice for any corrections.

Date – The date is crucial in the death claim letter format for bank. It helps to record the time when you wrote the letter.

Salutation – Salutations for a death claim letter format for bank must be formal. Moreover, you have to keep the formal tone till the end. For instance, you can use “Hello Sir/Madam” as a formal salutation.

Body – The body of a death claim letter format for the bank must be on point. Start the letter with your introduction and the reason for writing the letter. Moreover, request the bank manager to settle the deceased account. Additionally, you have to provide details like account numbers and other documents.

Signature – Use “Faithfully” or “Sincerely” as signatures and then mention your name.

Sample Death Claim Letter Format For Bank

Sample 1 

Vinita Sharma

Subhash Nagar

Mumbai – 817726

Date – 21/08/ 2022

The Branch Manager

HDFC Bank

Jafar Nagar Branch

Mumbai – 817662

Subject: Bank account settlement due to the demise of my husband

Dear Sir,

I am Vinita Sharma. To sum up, I want to inform you that my husband died in a car accident on 28th July 2022. Moreover, he has a savings bank account in your bank. The account number is 2773615553. Therefore, I want to transfer the amount in his account to my account and close his account.

Hence, I request you to process my application and close his account.

Additionally, I have attached his death certificate, a copy of mine and his bank passbook, and my Aadhar card.

Thank you.

Yours sincerely

(Signature)

Vinita Sharma

Contact number- 1234567890

Attachments:

  • Aadhar card
  • Husband’s death certificate
  • My bank passbook copy
  • Husband’s bank passbook copy

Explore More Sample Letters

 Sample 2 

Saurabh Atkar

5th lane, Nelco society

Bagadganj

Nagpur – 441522

Date – 21/08/2022

The Branch Manager

Kotak Mahindra Bank

Manewada Branch

Nagpur – 441566

Subject: Request to handle the bank account after the demise of the spouse

Dear Madam,

With a heavy heart, I, Saurabh Atkar, husband of Sania Atkar, beg to state that my wife died due to cardiac arrest on 15th July 2022. Moreover, being a nominee, I am now handling her account. Therefore, I was hoping you could update the details of that bank account. Additionally, the bank account number is 2663810937.

Also, I have attached a copy of the bank passbook, Aadhar card, and death certificate along with the letter.

Hope to hear from you soon.

Thank you.

Yours faithfully

(Signature)

Saurabh Atkar

Attachments:

  • Bank passbook
  • Death certificate
  • Copy of Aadhar card

Frequently Asked Question

Q1. How do I claim bank balance after death?

Answer. The person has to submit an application to the bank informing about the death. Additionally, you must attach the copy of ID proof and death certificate with the letter. Moreover, the bank will guide you through the further procedure.

Q2. What is death claim form?

Answer. A death claim form is a request made by the nominee or any individual to the bank. It is to settle the bank account of the deceased individual.

Q3. Do banks need original death certificates?

Answer. No. Banks do not need an original death certificate. The bank only asks for your ID proof, deceased individual’s ID proof, account details, and death certificate.

Q4. What happens to bank account after death?

Answer. If the account holder has a nominee, the bank settles the funds to the nominee. For this, the nominee has to write a letter to the bank stating the reason of death. Afterwards, the bank closes the account.

Q5. How do I transfer account after death of father?

Answer. You have to write an application to the bank. Also, provide the death certificate and other details like your ID proof and bank passbook to help them settle the bank account.

Q6. What happens to bank accounts with no beneficiary?

Answer. In this case, the account goes through probate. Then, the funds will be distributed after the creditors are paid off.

Q7. How do I write a letter to a bank manager for nominee?

Answer. Respected Sir, I am writing to let you know that I have been diagnosed with Blood cancer. Therefore, I would like to add a nominee to my account 635229487 in your bank.

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