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Current Affairs

Government Schemes and Policies

As part of the general knowledge section and current affairs, many competitive exams have questions related to the various government schemes and policies. Therefore, understanding the highlights of these schemes and policies will help you to cover the section of general awareness in the competitive exams and banking exams with ease.

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Government Schemes 

Apart from the schemes that are in force, you should also be aware of the many proposed policies and schemes that the government is likely to introduce in the future. Hence, it is advisable to follow all the related information about these proposed schemes. The likelihood of these questions appearing in the exams is relatively high.

There are many programs and policies that the government of India introduces. These numerous government schemes and policies target the welfare of the citizens of India. A large majority of the population is already benefitting from these schemes.  Another notable feature is that there is a significant impact on the economic development of the county along with financial stability.

If you see the StartUp India program, it aims to boost the startup ecosystem of our country. Likewise, there are other programs such as Beti Bachao, Beti Padao program which translates into ” Save the girl child and educate girl child”. These government schemes aimed at developing each sector slowly contributing to the development of the country as a whole.

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Some of the government schemes are:

Pradhan Mantri Jan Dhan Yojna (PMJDY)

Launched in the year 2014, with an objective to make accessible and affordable the various financial services, this scheme is a huge success with more than 21 crore bank accounts that were opened within 2 years of the initiation of the scheme.

Government Schemes

Digital India Program

It is a flagship program of the Government of India. Its vision is to transform India into a digitally empowered society. With the use of Information Technology, this program aims to transform the ecosystem of public services through e-governance.

Pradhan Mantri mudra yojana (PMMY)

One more scheme that helps in the development of small businesses is the Pradhan Mantri mudra yojana. This scheme was launched in April 2015 with an aim to provide loans to small businesses.

Start-up India, Stand-up India

Another program by the government of India is the Startup India and Stand up India program. One of the main objectives is to provide the required support to these businesses so that the entire process of registration occurs smoothly without many hassles of regulatory liabilities.

Bhim App

Equally important for the Digital India program is the Bhim app. This was launched by the Indian government in 2016. Through this app, citizens can send and receive payments using any mode such as Unified Payment Interface (UPI), Aadhaar Enabled Payment System (AEPS) and Unstructured Supplementary Service Data (USSD).

Pradhan Mantri Fasal Bima Yojana (PMFBY)

With an intention to provide financial support to farmers and also an insurance cover to the Rabi and Kharif crops, this scheme was launched by the Government of India on 11th October 2014.

As you can see, most of these schemes have been introduced to help every sector such as agriculture, small businesses etc.

Solved Questions 

1. The UJALA scheme is related to?

  1. LPG cylinder distribution
  2. LED bulbs Distribution
  3. Gas stove distribution
  4. Solar panel Distribution

Ans. Option B – LED bulbs Distribution

2. Identify the saving certificate scheme?

  1. Kisan Vikas Patra
  2. Pradhan Mantri Jan Dhan Yojna
  3. Kisan Credit card
  4. All of the above

Ans. Option A – Kisan Vikas Patra

3. What is the full form of PMSBY’?

Ans. The full form of PMSBY is Pradhan Mantri Suraksha Bima Yojana.

4. What is the aim of the Pradhan Mantri Ujjwala Yojana?

Ans. The Pradhan Mantri Ujjwala Yojana aims to safeguard the health of women and children by providing cleans and efficient LPG or cooking fuel.

5. Rani Laxmi Bai Pension scheme is a scheme that was launched by which State?

  1.  Uttar Pradesh
  2. Uttarakhand
  3. Kerala
  4. Bihar

Ans. Option A – Uttar Pradesh State Government launched the Rani Laxmi Bai scheme.

6. The launch date of Digital India program is?

  1. 1st July 2012
  2. 1st July 2011
  3.  July 1st, 2015
  4. 1st July 2017

Government Schemes

Ans. Option C – The digital India Program was launched on 1st July 2015.

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