Have you ever encountered a situation wherein you are needed to change your name in your bank? Anyone who has legally changed their name for whatever reason must also change it at the bank where they have an account. This can be done by writing a name change letter to bank by attaching the legal documents to prove the same. In this article, we will look at a few sample letters that will help you to draft an efficient name change letter to bank.
Name Change Letter to Bank
A name change letter to bank must be written by addressing the Branch Manager of the bank. Individuals may choose to change their names for a variety of reasons. However, there are other reasons why people change their names. Here are a few examples:
- After marriage, first/last name changes.
- Returning to one’s maiden name after divorce
- Complete name change following marriage
- Religion causes a name change.
- After marriage, combining two last names
- Wishing to add a middle name to the name registered with the bank
- Matching the name on the bank’s records with the name on other legal documents, such as a PAN card, Aadhar card, etc.
- Correcting a wrongly printed name
Only after receiving the legal affidavit document proving that the name has been legally changed can a person request a name correction in their bank account. To initiate a name change for a bank account, you must provide valid and legal name change documents. After verifying and acknowledging your application, the bank will begin the process of changing your name in its system. The bank will notify you via SMS or email when this process is complete.
Guidelines to write a Name Change Letter to Bank
- Write the letter in simple, informal language.
- Avoid spelling and grammatical mistakes.
- Regardless of whether your letter is a complaint or not, make sure the tone is gentle and polite.
- Provide accurate proof and information about your name, contact or otherwise.
- Wait for the bank to contact you or respond to your inquiry/complaint. It will take no more than 4-5 working days. However, the bank will respond within three days of receiving a complaint.
Format for Name Change Letter to Bank
To,
The Bank Manager
Name of the Bank
Bank Address
Date
Subject: Application for Name Change in Bank Account
Salutation
Body of the Letter: The main body of your letter will include your introduction, the purpose of your letter, your new and old names, your account number, and the documents required for verification.
Complimentary Closing
Signature
Sender’s Name
Contact Details
(Attach necessary documents)
Samples for Name Change Letter to Bank
Sample 1 – Name Change Request Letter after Marriage
To,
The Bank Manager
Union Bank of India
SVS Road Branch
Delhi
15th April 2022
Subject: Application for Surname Change in Bank Account after Marriage
Respected Sir/Madam,
I, Monica Mishra, have had a savings account with your bank for 4 years under account number 57652651592114. I recently changed my name legally due to a marriage and would like to update the new name in your records associated with the aforementioned account.
Old Name: Monica Mishra
New Name: Monica Pawan Banerjee
I am returning my old credit and debit cards with my previous name. I’ve included all of the legal documents with the letter for your convenience. Please update the information in my bank account. I will be eternally grateful for your kind gesture.
Thank you.
Yours sincerely,
Signature
Monica Pawan Banerjee
Mobile: 972XXXXXX
(Attach legal name change documents – Aadhar card, Marriage registration letter, affidavit copy, etc)
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Sample 2 – Name Change Letter to Bank
To,
The Bank Manager
State Bank of India
Liberty Garden Branch
Mumbai
3rd July 2022
Subject: Requesting for Name Correction in Bank Account
Respected Sir/Madam,
This is to draw your attention to the fact that I am Karishma Tandon, an account holder of your reputable bank. My name in your bank account is incorrect, and I would appreciate it if you could correct it. For your convenience, I have enclosed all supporting documents, including the affidavit and the letter.
Old Name: Kareeshma Tandon
New Name: Karishma Tandon
My bank account details are cited below:
Name – Kareeshma Tandon
Account No. – 184696294XXXXX
IFSC Code
ATM Card No. – 87521XXXXX
Please make the necessary changes to my name as mentioned above and update the bank records. As a result, I respectfully request that you do the necessary and investigate the matter as soon as possible.
Thank you.
Yours truly,
Signature
Karishma Tandon
Contact: 9562XXXXXX
(Attach necessary documents)
Frequently Asked Questions
Q1. How do I write a bank name change letter?
Answer. To write a name change letter to the bank, you must first write an application request letter to the bank explaining why you want to change or update your name. You must also attach legal documents to demonstrate that it has been legally updated.
Q2. What documents are required to change my name in the bank?
Answer. To change your name in the bank, you must provide legal documentation proving that your name has been changed by the government. You can submit copies of your Aadhar card, affidavit document, gazette copy, newspaper advertisement indicating a name change, marriage certificate, and other documents.
Q3. How many days will it take to change your bank name?
Answer. After verifying and acknowledging your application, the bank will begin the process of changing your name in its system. The bank will notify you via SMS or email when this process is complete. . It will take no more than 4-5 working days. However, the bank will respond within three days of receiving a complaint.
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